Health Care Reform- Dependent Children to Age 26: starting September 23, 2010

August 19. 2010

Starting September 23, 2010 all health plans will can cover dependent children up to age 26. The coverage is available to the member’s child regardless of that child’s marital status, financial dependence on the parents, residency, or school enrollment status. About the only circumstances which could result in excluding the young adult dependent is where [...]

TAXES…NOW OR LATER?

March 2. 2011

If you’re like me, you have definite feelings when it comes to paying taxes. If you don’t pay attention to how to handle them, it could cost you plenty! For many many years, financial gurus have advised to defer income taxes as long as possible…”Wait to pay them until you retire, since you’ll be in a [...]

Health Insurance Premiums On The Rise-Learn You Can Reduce Yours

February 9. 2011

Health insurance premiums are on the rise in California. Why you might ask?   It is certain that part of the reason is due to health care reform (PPACA) that has been enacted beginning in 2010.  In the year 2010 all carriers had to remove life time maximums and add no cost preventative benefits, hence many consumers realized [...]

Top Ten Reasons To Have Life Insurance-#1-Children

September 10. 2010

This is obviously a major life event and an excellent opportunity to review all of your insurance needs. But the first thing that should jump to mind is term/whole life insurance. If you don’t have term/whole  life insurance, get some today. If you do, make sure your policy is updated and that you have enough [...]